Unless you have been living in a rut, you have probably noticed the country is in the midst of a penny-pinching, coupon-clipping, 401k-plunging cycle — and it affects everyone differently.

For some, even a Christmas dinner is a large chunk of change, particularly during the most expensive time of year.

According to http://www.betterbudgeting.com, when cutting back this holiday, you can still enjoy time with your friends and family for this special time of year without breaking the bank, and that includes making a special dinner to share with loved ones.

It may seem obvious when shopping for a new car or TV, but your Christmas dinner shouldn’t be any different; the extra mile to pick up a less expensive item can save big bucks. Often, store brands are great for casseroles and side dishes, and no one will even notice, the Web site suggests.

Some tips include checking local newspapers for deals, including specials, giveaways and contests. And don’t forget store and coupon flyers.

Another tip, if you are buying the often pricey star of the meal, a turkey, is to cook the bird in a large Reynolds cooking bag, or opt for a smaller turkey to avoid thawing and producing several days worth of turkey sandwiches (and turkey hot dish … and turkey a la king … and turkey salad…). Brands such as Jennie-O offer a small, oven-ready turkey perfect for those inexperienced with the art of turkey-cooking or for a smaller number of guests.

Also, stores begin holiday-geared sales well in advance; stop up when you see a great deal.

And of course, don’t forget the coupons. A coupons holder can prevent the tiny slips of paper from falling out or getting lost in your shopping card or purse.

Grocery stores in Austin offer great deals targeting one of the most popular meals of the year. Avoid the crowds by shopping early in the morning or late at night, and prepare a detailed shopping list.