Take steps early for your retirementPublished 5:04pm Saturday, January 4, 2014
Things have been good this year. The stock market has had an incredible run, the economy and housing are starting to turn around, and we have all saved enough money to live an incredible lifestyle in retirement.
Well, two out of three isn’t bad. Most of us have not saved enough for retirement. Here are some tips for retirement.
•If you haven’t already, start thinking about retirement and retirement planning — especially if you’ve turned 50. Spend more time on retirement planning and invest more dollars for retirement, it is likely that we will see cut backs in payments to future Social Security recipients. It is also likely that the age at which you can begin to receive payments will be increased.
•It never too late to start saving, but late starters need to temper lifestyle expectations. If you are 50 or older, you need to start thinking about changes you need to be able to retire. Some may have to keep working to make up for all those years of not saving. Others may have to sell their homes or downsize.
•Have a plan for your life in retirement. Plan for some sort of transition, and have activities planned. We have lots to do and people to socialize with here at the center.
•The possibility of running out of money in retirement is real for millions of people. You should not underestimate your life span. There’s probably a good chance you will live into your 80s or 90s. If you don’t have a well-thought-out plan, you could outlive your savings. Planners recommend that people consider delaying retirement.
It you are considering retiring in the near future consider coming down to the senior center and checking out what we have to offer. It’s good to have a plan before you retire. Finances are critical but don’t forget to think about how to stay healthy and happy.
Don’t forget our coffee shop where every day you can have homemade soup for $1 and a sandwich for 50 cents. On Tuesday we are serving chicken pot pie hot dish for $2. You are always welcome at the center.
Monday: Blood pressure checks, 9 a.m.; cards (Pinochle, Duplicate Bridge),12:30 p.m.;
Exercise with Evie, 1 p.m.
Tuesday: Silver Sneakers, 8:30 a.m.; Exercise with Evie, 9 a.m. and 11:30 a.m.; cards (Pinochle, Duplicate Bridge, 500),12:30 p.m.;
Zumba Gold, 4 p.m.;
Boot camp, 5:10 p.m.;
Zumba, 6:10 p.m.; Yoga 7:20 p.m.
Wednesday: Wood Carvers, 8:30 a.m.; Tai Chi 9:30 a.m.; Ron’s Massage, 10:30 a.m.; Duplicate Bridge, noon; Cards (Pinochle, Cribbage),12:30 p.m.; Stitching Bees 1 p.m.; Open chess, 1 p.m.
Thursday: Silver Sneakers, 8:30 a.m.; Exercise with Evie, 9 a.m.; Cards (Pinochle, Duplicate Bridge), 12:30 p.m.; Open chess, 1 p.m.; Hearing aid checks, 3:15 p.m.; Zumba Gold, 4 p.m.; Boot camp, 5:10 p.m.; Zumba, 6:10 p.m.; Yoga, 7:20 p.m.
Friday: Tai Chi, 9:30 a.m.;
Cards (Pinochle, Duplicate Bridge, 500), 12:30 p.m.; Ping Pong, 3 p.m.
Weekly Card Results
Dec. 23, two tables
1st Lois Johnson, 2nd Russ Vaale, 3rd John Karnes, 4th Mary Johnsen, 5th Mable Vaale
Tuesday Duplicate Bridge
Dec. 27, two tables
1st Arnie Lang, 2nd John Karnes, 3rd Loretta Nelson, 4th Mable Vaale
Dec. 27, three tables
1st Wayne Chilson, 2nd Dennis Bray, 3rd Jaynard Johnson, 4th Jessie Swain